.Union Money Management Minister Nirmala Sitharaman3 min read Last Upgraded: Aug 28 2024|12:15 AM IST.On the eve of the 10th anniversary of Pradhan Mantri Jan-Dhan Yojana (PMJDY), Union Finance Administrator Nirmala Sitharaman introduced that the government strives to open over 30 million brand-new PMJDY profiles in the course of 2024-25.Briefing press reporters, Sitharaman revealed that as of August 14, 2024, an overall of 531.3 thousand Jan-Dhan accounts have actually been opened due to the fact that the system's launch a decade earlier, along with an advancing deposit difference of Rs 2.3 trillion.The common difference every profile has actually improved from Rs 1,065 in March 2015 to Rs 4,352 as of August 16, 2024. About 80 per-cent of these profiles are currently energetic." PMJDY has participated in an essential task during the astronomical, especially for ladies," claimed Sitharaman.In spite of the allocation for zero balance as well as the absence of a minimal equilibrium demand, just 8.4 per cent of the accounts keep an absolutely no balance. The plan has been actually particularly reliable in rural as well as semi-urban regions, where 66.6 percent of the profiles lie.Since August 14, 2024, women account holders exemplify 55.6 percent of the overall accounts, amounting to 295.6 thousand accounts, according to the Administrative agency of Money.
Presently, 99.95 per-cent of all resided villages possess financial resources readily available within a 5-kilometre distance through different touchpoints, featuring bank divisions, automated cashier machines, banking correspondents, as well as India Post Remittances Bank.As of August 14, 2024, there are over 1.73 billion personnel CASA (current account savings account) profiles in the country, consisting of greater than 530 thousand personnel PMJDY profiles.Regarding social safety programs, Sitharaman highlighted that over 200 million cumulative enrolments have actually given life insurance policy protection of Rs 2 lakh under the Pradhan Mantri Jeevan Jyoti Bima Yojana, along with a yearly fee of Rs 436.Additionally, over 450 thousand advancing enrolments have actually offered 1 year unexpected cover of Rs 2 lakh (for death or even long-term overall impairment) as well as Rs 1 lakh (for long-lasting partial handicap) under the Pradhan Mantri Suraksha Bima Yojana, with a superior of Rs 20 per year.The Atal Pension account Yojana has signed up over 68 thousand users.In terms of credit-linked programs, Sitharaman mentioned that under the Pradhan Mantri Mudra Yojana, 489.2 million collective financings amounting to Rs 29.93 mountain (as of July 12, 2024) have been sanctioned to deliver collateral-free institutional finance to mini and also small business devices approximately Rs 10 lakh for income-generating tasks.Under the Stand Up India Plan, 236,000 increasing loans amounting to Rs 53,609 crore (as of July 15, 2024) have actually been sanctioned to Set up Caste, Scheduled Group, and also women business people for putting together greenfield jobs.Also, the Pradhan Mantri SVANidhi system has actually sanctioned lendings worth Rs 12,630 crore to 6.52 thousand road merchants since August 27, 2024.u00b7 Pradhan Mantri Jan-Dhan Yojana (PMJDY) introduced on August 28, 2014.u00b7 PMJDY increasing deposit balance of Rs 2.3 trillion.u00b7 There more than 1.73 billion important CASA profiles.u00b7 Girls account holders make up 55.6% of complete accounts.Very First Posted: Aug 27 2024|9:37 PM IST.